Goals

To all who are struggling achieving financial goals:

1. Don't plan for an emergency fund of 8 months of expenses if you don't have anything in the bank. Start small, say $1,000 and go from there.
2. Break your goals down to bite size achievable ones.
3. If you push yourself too hard, your saving system can break.
4. Use a system to track your goals for motivation. Mint.com is great for that.
5. Make your goals public to motivate you. You can do that by sharing your goals with family or friends, or publicize them in a place such as NetWorth IQ.