AAA

Depending on where you live, AAA can be a great investment. In CA, AAA costs $48 a year. If someone in your household has AAA, then adding you on would only cost $25. However, in FL it's $66 for the first person and $30 for the second. The benefits differ by area as well. For example, the CA one also offers free Credit Monitoring, but the FL one has a vehicle theft reward of $1,000. However, the main benefits are the same. You can have 3-4 free tows/unlocking services a year and you have access to the AAA discounts.

AAA discounts are given at a lot of places such as Denny's (FL, GA, TN), Amtrak, Courtyard by Marriot, Barnes&Nobles.com, FTD, the Walmart Pharmacy, Target.com, Payless, and many more. You can download the AAA discounts app and see what locations near you accept AAA discounts. If you use the card right, then it can save you more money than you are spending on the membership and you have the protection of the tow service.

Other benefits include appreciation days. For example, last year in Miami AAA offered free admission to the Seaquarium. Regular admission price is $30-$40. Also, in most states you do not need to go to the DMV/BMV to register your car or turn in a smog check. That can be done at the AAA offices. The local offices can also provide you with maps, personalized travel 'trip-tiks,' and discounts on such things as movie tickets.

It's something to look into.